Stop Foreclosure with a Short Sale

A Short Sale is an "equity deficient" real estate sales transaction. The contract for sale exists between the Buyer and the Seller, but requires navigation of complex bank approval processes to proceed to settlement.
 

A Short Sale becomes necessary when the market value of the home has fallen below the amount owed to the bank and the seller doesn't have the funds to pay the difference.

Saving a homeowner from foreclosure is a complex transaction.  It requires a highly trained professional to represent your interests, find the buyer, negotiate with the bank, coordinate closing and your next move.
 
When considering a "Short Sale" as your best option, understand your needs for a successful transaction.  Your financial future will depend on the dedication, skill and abilities of your Short Sale team.  Choose carefully.
 

You need a skilled negotiator.  The seller’s agent must then work closely with the bank officials to propose and negotiate a settlement agreement where the bank will accept less than the total amount owed as satisfaction of the seller’s loan repayment.  This process requires specific expertise in structuring and mediating the transaction between the buyer, seller and the bank(s).
 
You need a Top-Marketing Realtor®  The home musty be properly priced, properly prepared, staged, and properly marketed and promoted . . . from day-one.  The buyer must be thoroughly evaluated, their financial performance qualified and verified.  Every step of the buyer's financing must be constantly tracked and monitored.

You need an experienced expert.    There are volumes of forms and documents that must be collected and organized for evaluation by the Banks’ loss mitigation departments.  It is critical that all of the banks’ requirements are met promptly.  Incomplete or missing data and forms will result in delays and more often an otherwise unnecessary foreclosure.  This process typically takes 1 to 2 months of regular negotiation between the agent and the bank(s).

You need someone you can TRUST.  Many real estate agents claim “short sale” expertise, just to get your listing.  Those agents don't realize or care that you are depending on them to save you and your family from the horror of foreclosure.  It is because of these careless agents that more than half of all Short-Sale transactions fail to be completed and you, the seller, are literally thrown into foreclosure.

You need a Certified Professional.  It is strongly recommended that sellers only deal with Realtors® “certified” to handle Short-Sale transactions.  Certified Distressed Property Experts (CDPE) Agents are extensively trained and experienced in completing Short-Sale transactions.

You cannot afford to make a mistake in selecting your agent!  Rarely is there a second chance at a Short-Sale.  If the first agent does a poor job, they used most or all of your pre-Foreclosure time-period.

You need an experienced Transaction Manager.  We would be glad to show you the complete and  comprehensive management system we use to ensure that your transaction is completed and foreclosure is avoided.

and, Rest Assured: The entire process is FREE to you!  The bank pays all of the transaction expenses, including taxes, HOA fees, and even the real estate brokerage fees.

 
Get a Fresh Start!

Contact me today to discuss the Short Sale solution to avoiding foreclosure. But, please don’t wait another day.

 The time you have remaining in your pre-Foreclosure period is critical and cannot be replaced.